Our experience with Hometech was nice and easy. My husband was very busy at work and I was busy at home caring for our little child. We didn’t have much confidence in getting a loan here in Japan, let alone a mortgage, because we know and speak very little Nihongo. But with the help of Maricel, everything became smooth and easy. She basically did everything for us. She told us what we need to prepare and after we submitted everything, she explained to us what we need to expect, the timeline, and the whole process. All we had to do was trust her and her experience and just wait for the approval. She went along and did what she does best, sent our application, talked to the people who needed to be spoken to, explained to us what happened, how it happened, and what would happen next. And then a few months later, it was time to pick the house of our choice. And a few days later, the keys to our house were handed to us! We would highly recommend Hometech to all of you who are tired of renting and would want to get your very own dream house. Trust me when I say that they would really DO THEIR BEST to help you.